Claim Types We Represent

We are here to assist in a wide range of incidents and damages that affect different types of properties, whether residential, commercial, or industrial.

Fire Damage Claims: Claims resulting from fires that damage or destroy structures, belongings, and other property. This includes damage from flames, smoke, and water used to extinguish the fire.

Water Damage Claims: Claims related to water damage caused by leaks, burst pipes, plumbing issues, floods, and storms. This can include damage to structures, furnishings, and personal belongings.

Storm Damage Claims: Claims resulting from damage caused by severe weather events such as hurricanes, tornadoes, hailstorms, and windstorms. This can include structural damage, roof leaks, and damage to windows and doors.

Flood Damage Claims: Claims specifically related to flooding, often requiring separate flood insurance policies due to the exclusion of floods from standard property insurance.

Earthquake Damage Claims: Claims for damage caused by earthquakes, which may include structural damage, foundation issues, and damage to personal property.

Vandalism and Theft Claims: Claims for damages caused by vandalism, burglary, or theft. This may involve property damage as well as stolen items.

Smoke Damage Claims: Claims for damage resulting from smoke, which can occur in various situations, including fires and cooking incidents.

Mold and Mildew Claims: Claims for damage caused by mold or mildew growth due to water damage or high humidity levels.

Collapse Claims: Claims for structural damage or collapse of a property due to various factors, including age, poor maintenance, or unexpected events.

Business Interruption Claims: Commercial property claims that cover losses resulting from business interruptions due to covered events. This may include lost income and ongoing expenses.

Builder’s Risk Claims: Claims for damage to properties under construction or renovation, covering materials, equipment, and structures during the building process.

Loss of Use Claims: Claims for additional living expenses or temporary relocation costs when a property becomes uninhabitable due to covered damage.